Terms of Service

Effective Date: August 28, 2026

Welcome to Kleo Finance. These Terms of Service (“Terms”) govern your access to and use of the Kleo Finance website, content, services, features and other digital properties operated under the Kleo Finance name (collectively, the “Services”).

By accessing or using Kleo Finance, you agree to these Terms. If you do not agree with these Terms, you should not use the Services.

1. About Kleo Finance

Kleo Finance is a financial news and media publication providing news, reporting, commentary, analysis and educational information concerning business, financial markets, companies, the economy and related subjects.

The content published by Kleo Finance is intended for general informational and educational purposes.

2. No Financial or Investment Advice

Nothing published by Kleo Finance constitutes financial, investment, securities, legal, accounting or tax advice.

Kleo Finance does not act as an investment adviser, broker, dealer, financial planner, fiduciary or other financial professional through the publication of its content.

Articles, market information, commentary, opinions, projections, estimates and other materials should not be interpreted as recommendations to purchase, sell, hold or otherwise transact in any security, cryptocurrency, financial instrument or other asset.

Financial markets involve risk, including the possible loss of principal. Readers are responsible for conducting their own research and should consult qualified professionals before making financial or investment decisions.

3. Accuracy of Information

Kleo Finance strives to publish accurate and reliable information. However, financial markets, company information and economic conditions can change rapidly.

We do not guarantee that all information published through the Services will always be complete, accurate, current or free from errors.

Articles may be updated, corrected or modified after publication as additional information becomes available.

Kleo Finance is not responsible for decisions made in reliance on information appearing through the Services.

4. Market Data and Third-Party Information

Certain financial information, including stock prices, market data, company information, economic statistics, charts or other data, may originate from third-party providers or publicly available sources.

Market information may be delayed, incomplete or subject to errors and should not be relied upon as the sole basis for executing financial transactions.

Kleo Finance does not guarantee the accuracy, availability or timeliness of information supplied by third parties.

5. News, Analysis and Opinion

Kleo Finance may publish different types of editorial content, including news reporting, analysis, commentary, opinion and educational material.

Analysis and opinion may contain interpretations, estimates or views based on information available at the time of publication. Such views may change as circumstances or available information change.

Opinions expressed by individual contributors, columnists, interview subjects or other third parties do not necessarily represent the views of Kleo Finance.

6. Editorial Independence

Kleo Finance maintains a distinction between editorial content and advertising, sponsored content or other commercial material.

Sponsored or promotional content may be identified through appropriate disclosures or labels when applicable.

The presence of advertising, sponsorships, affiliate relationships or other commercial arrangements does not constitute an endorsement of a product, company, security or investment opportunity.

7. Intellectual Property

Unless otherwise stated, the Kleo Finance name, branding, website design, original articles, graphics, photographs, videos, databases and other original materials published through the Services are owned by or licensed to Kleo Finance and are protected by applicable intellectual property laws.

You may access Kleo Finance content for personal, non-commercial use.

Without prior written permission, you may not reproduce, republish, distribute, sell, license, scrape, systematically collect or commercially exploit substantial portions of Kleo Finance content.

Brief quotations may be used where permitted by applicable law and when appropriate attribution to Kleo Finance is provided.

8. Automated Access and Scraping

You may not use bots, crawlers, scrapers, automated systems or similar technologies to access, copy, collect or extract substantial amounts of content or data from Kleo Finance without authorization.

You may not attempt to interfere with the operation, security or availability of the Services or circumvent technical measures designed to protect the website or its content.

9. User Conduct

When using Kleo Finance, you agree not to:

• Use the Services for unlawful or fraudulent purposes;
• Attempt to gain unauthorized access to Kleo Finance systems or accounts;
• Introduce malware, malicious code or other harmful technology;
• Interfere with the operation or security of the Services;
• Impersonate another person or organization;
• Use Kleo Finance content in a manner that infringes intellectual property or other legal rights; or
• Use the Services in violation of applicable laws or regulations.

We may restrict or terminate access to the Services when we reasonably believe these Terms have been violated.

10. Third-Party Websites

Kleo Finance may contain links to websites, products, services or resources operated by third parties.

These links may be provided for reporting, attribution, convenience or informational purposes. Kleo Finance does not control third-party websites and is not responsible for their content, security, availability, privacy practices or services.

A link to another website does not necessarily constitute an endorsement by Kleo Finance.

11. Advertising and Affiliate Relationships

Kleo Finance may display advertisements, sponsored content or affiliate links.

In some circumstances, Kleo Finance may receive compensation when readers interact with advertisements, purchase products or services through certain links or enter into relationships with advertisers or partners.

Where required, material commercial relationships will be disclosed in accordance with applicable law and our editorial policies.

12. Corrections and Updates

Kleo Finance may correct, clarify, update or remove published material when appropriate.

We reserve the right to modify articles and other content to address factual errors, reflect new developments, improve clarity or maintain the accuracy of our publication.

Requests concerning potential factual errors may be submitted to our editorial team for review.

13. Availability of the Services

We may modify, suspend, discontinue or restrict any portion of Kleo Finance at any time.

We do not guarantee uninterrupted access to the Services and are not responsible for temporary interruptions resulting from maintenance, technical problems, third-party services or circumstances outside our reasonable control.

14. Disclaimer of Warranties

To the fullest extent permitted by applicable law, Kleo Finance and the Services are provided on an “as is” and “as available” basis.

We make no warranties, express or implied, concerning the availability, accuracy, reliability, completeness, merchantability, fitness for a particular purpose or suitability of the Services or their content.

15. Limitation of Liability

To the fullest extent permitted by applicable law, Kleo Finance and its owners, officers, employees, writers, contributors, contractors and affiliates will not be liable for losses or damages arising from or related to your use of, inability to use or reliance upon the Services or information published through Kleo Finance.

This includes, without limitation, investment losses, trading losses, lost profits, lost opportunities, loss of data, business interruption or indirect, incidental, consequential, special or punitive damages.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law.

16. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Kleo Finance and its owners, officers, employees, contractors and affiliates from claims, liabilities, damages, losses and reasonable expenses arising from your unlawful use of the Services or material violation of these Terms.

17. Privacy

Your use of Kleo Finance may also be governed by our Privacy Policy, which explains how information may be collected, used and protected when you interact with the Services.

18. Changes to These Terms

Kleo Finance may revise these Terms periodically to reflect changes to our Services, business practices or applicable legal requirements.

When material changes are made, the updated Terms will be posted with a revised effective date.

Your continued use of the Services after updated Terms become effective constitutes acceptance of those Terms to the extent permitted by applicable law.

19. Governing Law

These Terms are governed by the laws of the State of Illinois, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Any dispute relating to these Terms or the Services will be subject to the jurisdiction of the appropriate courts located in Illinois, unless otherwise required by applicable law.

20. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

21. Entire Agreement

These Terms, together with any policies expressly incorporated into them, constitute the agreement between you and Kleo Finance concerning your use of the Services and supersede prior agreements concerning that use.

22. Contact Us

Questions regarding these Terms of Service may be directed to:

Kleo Finance
New Chicago, Illinois, United States

© 2026 Kleo Finance. All rights reserved.